Many business owners in Arizona take advantage of commercial insurance each year. It can provide financial protection for unexpected events and those you may not have anticipated but are responsible for. When you contact Canyon State Insurance, you can get a policy that includes what is required in Arizona and other options that you may want to include for protection.
In Arizona, there are two components of commercial insurance that are required.
If you have more than one employee, no matter how many hours a week they are working, you need to carry workers' compensation insurance. This gives them protection if they are physically hurt while on the job.
Commercial auto insurance is also required if vehicles are affiliated with the business. If it is a job duty for your employees to drive a commercial vehicle, then that vehicle must have full coverage and protect the employee driving.
There are other options you can add to your commercial insurance policy. Consider the following to supplement with the required options:
These different policies cover situations where your business could be liable for damages to patrons or financial damages related to competitors. Make sure you have complete coverage based on the type of business you own and the information you store. With so many businesses taking advantage of technology, it is good to consider policies like cyber liability, no matter what you specialize in.
If you are an Arizona business owner, let our experts at Canyon State Insurance assist you with a commercial insurance policy that fits your needs.
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