Although home insurance is not mandated in Arizona, you will likely be required to purchase it from your lender if you bought your house with a mortgage. Home insurance is optional for anyone that owns their home free and clear. Still, you'll be on the hook for all the expenses associated with repairs to your home after a covered incident if you do not have coverage, which can quickly escalate into thousands of dollars. If you live in Arizona, you know that the weather can change rapidly from extremely hot to very cold. While the beautiful desert climate offers spectacular views, the severe weather can cause significant wear and tear on your home. At Canyon State Insurance, we know firsthand both the beauty and challenges of living in Arizona and are ready to help every resident with their insurance needs.
Typical home insurance coverage usually includes the following, but you'll want to check with your insurance agent to verify:
Additionally, many policies include coverage for loss of use that can help pay for an alternative place to stay if your home is being repaired due to a claim and other structure coverage for items like an unattached garage, shed, or swimming pool.
Schedule a no-obligation consultation with Canyon State Insurance by giving us a call today - we can't wait to help.
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